Deductions

Automate payroll contributions & deductions

Create employer contributions and employee deductions in any payroll system through one API. Make changes as frequently as each payrun.

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Manual payroll updates slow you down

When you rely on employers to key in payroll updates by hand, delays and errors are inevitable. With Finch, you’re in control.

Rely on customers for system configuration
Ask employers to update payroll manually
Missed payroll deadlines and corrections
Constant back-and-forth between teams
Without Finch
Set up payroll-linked benefits automatically
Manage payroll contributions and deductions
Make changes dynamically each payrun
No manual work for ops teams or customers
With Finch

Take payroll admin off
everyone’s plate

Onboard in minutes

While SFTP integrations can take weeks to set up and test, Finch helps employers connect their payroll system in minutes.

15 min
to set up a plan and connect payroll

Keep pace with every change

Reflect payroll changes dynamically, rather than in a monthly batch, so what's in your product and what's in payroll never contradict each other.

4×
faster creating and updating deductions

Free up your ops team

New hires and ongoing amount changes flow to payroll on their own, so your team stops fielding manual update requests every pay period.

80 hrs
saved on manual ops

Manage payroll-linked benefits

Create a company-level benefit

Create a new deduction or contribution in the payroll system, or register one that already exists.

Retirement
Medical
Dental
Vision
HSA & FSA
Commuter
Custom pre/post-tax
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Enroll individuals in a benefit

Add individuals to a benefit with their per-person deduction and employer contribution amounts.

Employee Deduction
Employer Contribution
Effective Date
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Edit deductions & contributions

Adjust employee deductions at anytime. For example, add a catch-up contribution for employees over 50.

Fixed or Percent
Match Tiers
Catch-up
Annual Maximum
Contribution Limit
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"In theory, payroll is simple. In practice, it's a jackknife with 70 different configurations. Finch speaks the language of deductions and reimbursements and knows how to handle the complexity, while generic aggregators just know how to map the fields."

Richard Perrin
CTO, Remodel Health

Built for the world of work

Deliver better employer and employee experiences with fast, secure integrations to your customers' systems of record.

ICHRA

Write per-employee reimbursement deductions thatchange with every new hire and pay period.

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“401(k)” retirement icon with piggy bank
401(k) & Retirement

Enroll participants and sync deferral and employer-match changes straight to payroll.

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Health Benefits

Set up and manage benefit deductions as employeesenroll in and change their plans.

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Insurance

Deduct premiums for voluntary and supplementalbenefits automatically each pay cycle.

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The industry's largest provider network

Today we’re focused on HCM systems with a ben admin module alonside HR and payroll. More providers on the way.

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Secure by design

Best-in-class security controls to keep employee data safe.

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Independently audited for SOC 2 Type II and compliant with CCPA, GDPR, and HIPAA.

Data is protected with AES-256 at rest and TLS 1.2+ in transit—the same standards trusted by banks.

Our intrusion detection systems and on-call team ensure security alerts are acted on immediately.

Hosted on industry-leading cloud infrastructure built for performance, reliability, and safety.

Deductions and contributions, solved

Enable any customer to connect their payroll system and managedeductions and contributions through one API.

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Try the sandbox